The story of this market
The typical home in New York County, New York sells for about $1,495,000, or $1,502 per square foot.
Prices are down 3.68% from a year ago, which gives buyers more room to negotiate. Homes take about 68 days to sell, which is slow. The biggest natural hazard here is heat wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,971 a month.
HUD sets the fair market rent for a 2-bedroom at $2,971 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Monthly price momentum
Home values since 2015
+5.5%
NY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$3,760
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
39
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $306,668,026.
Mortgage activity
Home lending in this county
77.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 21037 | 12293 | 77.4% | 9.4% | $1,540,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
New York County, New York
The New York County housing market is currently experiencing a slight cooling in pricing with a year-over-year decline of 3.68%. Inventory remains constrained, and days on market have increased, reflecting a shift in buyer activity. The market is characterized by high median home values and rental rates consistent with its dense urban profile.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 24.6% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 1 city · 45 ZIP reports
Median prices moved up 1.1% year over year.
Homes spend a median of 81 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 8.54% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 45 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 16, 2026.
researched Sep 29
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| 10001 | New York | $2,400,000 | $1,650 | — | 120 | 98% | — | — | 1 | $3,361 | researched Sep 29 |
| 10002 | New York | $1,385,000 | $1,599 | +1% | 71 | — | — | — | 204 | $1,229 | researched Sep 29 |
| 10003 | New York | $1,480,000 | — | +19.2% | 78 | — | — | — | 30,737 | $3,049 | researched Sep 29 |
| 10004 | New York | $1,245,000 | $1,277 | +22.9% | 118 | 95% | — | — | 52 | $3,501 | researched Sep 29 |
| 10005 | New York | $973,000 | $1,348 | -2.4% | 88 | 97.5% | 18% | 6.2 | 145 | $3,501 | researched Sep 29 |
| 10006 | New York | $995,000 | $1,450 | -32.1% | 88 | 97.2% | 18.5% | 9.6 | 115 | $3,501 | researched Sep 29 |
| 10007 | New York | $3,600,000 | $1,210 | +1.6% | 89 | — | — | — | 66 | $3,501 | researched Sep 29 |
| 10009 | New York | $900,000 | — | -3% | 65 | 98.5% | 15% | 7.2 | 32,618 | $2,006 | researched Sep 29 |
| 10010 | New York | $1,230,000 | $1,720 | +84.8% | 89 | — | — | — | 179 | $3,326 | researched Sep 29 |
| 10011 | New York | $1,879,575 | $1,756 | — | 93 | — | — | — | 653 | $3,050 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (New York) — Income-Based Assessment for Affordable Rental Housing: The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs. State (New York) — Real Property Tax Assessment: Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions.
- American Dream4.55.3 mi
- Supercharged Entertainment4.826.6 mi
- DreamWorks Water Park4.35.3 mi
- Nickelodeon Universe Theme Park4.55.3 mi
- Area 53 - Adventure Park4.54.9 mi
- American Dream4.55.3 mi
- MetLife Stadium4.55.7 mi
- Madison Square Garden4.71.4 mi
- Yankee Stadium4.75.1 mi
- Barclays Center4.55.9 mi
- Times Square4.70.7 mi
- The Metropolitan Museum of Art4.81.2 mi
- Rockefeller Center4.70.7 mi
- Central Park4.81.3 mi
- Brooklyn Bridge4.84.4 mi
- The Metropolitan Museum of Art4.81.2 mi
- Rockefeller Center4.70.7 mi
- Empire State Building4.71.4 mi
- The Museum of Modern Art4.60.5 mi
- American Museum of Natural History4.61 mi
- Central Park4.81.3 mi
- 9/11 Memorial & Museum4.84.3 mi
- Bryant Park4.71 mi
- The High Line4.71.8 mi
- The Battery4.64.9 mi
- Pier 26 at Hudson River Park4.83.7 mi
- Pier 13 Hoboken4.52.4 mi
- Skyport Marina4.22.3 mi
- Pier 814.51.2 mi
- New York Yacht Club4.70.9 mi
- Van Cortlandt Park Golf Course4.39.6 mi
- Galloping Hill Golf Course4.416.5 mi
- 21 Golf Range Powered by Toptracer4.55.5 mi
- Pelham Bay and Split Rock Golf Courses3.711.6 mi
- Forest Park Golf Course47.8 mi
- American Dream4.55.3 mi
- Chelsea Market4.62.2 mi
- Macy's4.41.3 mi
- The Mills at Jersey Gardens4.512.4 mi
- Hudson Yards4.71.4 mi
- Newark Liberty International Airport3.711.6 mi
- LaGuardia Airport4.15.7 mi
- Westchester County Airport425.2 mi
- Teterboro Airport4.47.5 mi
- Republic Airport4.529.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Census Bureau QuickFacts
applies when — Applies to residential rental property where at least 20% of units are subject to an agreement restricting occupancy to income-qualified tenants.
The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs.
N.Y. Real Property Tax Law Section 581-A
New York is a judicial foreclosure state, meaning the lender must file a lawsuit in court to foreclose on a property. The process typically takes approximately one year from the start of the case to the sale of the home.
New York Real Property Actions and Proceedings Law
applies when — Applies to the sale of residential real property (up to four units).
Sellers are required to provide a Property Condition Disclosure Statement to the buyer. Failure to provide the statement may result in a credit of $500 to the buyer at closing. Knowingly false or incomplete statements may subject the seller to legal claims.
New York Real Property Law Article 14, Section 462
Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions. Owners of one, two, or three-family owner-occupied residential property have the right to Small Claims Assessment Review (SCAR) to challenge assessments.
New York Real Property Tax Law Article 3 and 7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.